Looking ahead, the researchers at JHU are already exploring additional applications and refinements to further enhance the capabilities of their innovation. By continuing to push the boundaries of what is possible, they aim to ensure that their groundbreaking work has a lasting impact on society and the world at large.
Furthermore, the optimization of the personal pension system is crucial for ensuring its effectiveness and sustainability in the long run. Industry stakeholders are working towards enhancing the transparency, affordability, and accessibility of personal pensions, making it easier for individuals to enroll in and contribute to their pension accounts. By streamlining the administrative processes and reducing barriers to entry, the industry aims to broaden the reach of personal pensions and encourage more individuals to participate in the system.
In conclusion, the unexpected twist in the stand-up comedy show, from a lighthearted discussion on female safety to a chilling tale of Lady Tiana, exemplified the power of storytelling in sparking dialogue and challenging perceptions. By blurring the lines between comedy and horror, the comedian offered a provocative and thought-provoking commentary on the complexities of women's experiences in a world fraught with uncertainty and fear. Lady Tiana may have been a fictional character, but her presence lingered long after the show ended, forcing the audience to confront uncomfortable truths and confront their own biases. In the world of stand-up comedy, where laughter often serves as a mask for deeper truths, the tale of Lady Tiana served as a stark reminder that the most unexpected stories can often be the most revealing.
Title: Media: Possible Continued Interest Rate Cuts and Reserve Requirement Ratio Reductions in the First Half of Next Year, Clear Policy SignalsBy JOSH BOAK WASHINGTON (AP) — President Joe Biden said Tuesday he was “stupid” not to put his own name on pandemic relief checks in 2021, noting that Donald Trump had done so in 2020 and likely got credit for helping people out through this simple, effective act of branding. Biden did the second-guessing as he delivered a speech at the Brookings Institution defending his economic record and challenging Trump to preserve Democratic policy ideas when he returns to the White House next month. Related Articles National Politics | Trump names Andrew Ferguson as head of Federal Trade Commission to replace Lina Khan National Politics | Donald Trump is returning to the world stage. So is his trolling National Politics | Biden issues veto threat on bill expanding federal judiciary as partisan split emerges National Politics | Trump lawyers and aide hit with 10 additional felony charges in Wisconsin over 2020 fake electors National Politics | After withdrawing as attorney general nominee, Matt Gaetz lands a talk show on OANN television As Biden focused on his legacy with his term ending, he suggested Trump should keep the Democrats’ momentum going and ignore the policies of his allies. The president laid out favorable recent economic data but acknowledged his rare public regret that he had not been more self-promotional in advertising the financial support provided by his administration as the country emerged from the pandemic. “I signed the American Rescue Plan, the most significant economic recovery package in our history, and also learned something from Donald Trump,” Biden said at the Washington-based think tank. “He signed checks for people for 7,400 bucks ... and I didn’t. Stupid.” The decision by the former reality TV star and real estate developer to add his name to the checks sent by the U.S. Treasury to millions of Americans struggling during the coronavirus marked the first time a president’s name appeared on any IRS payments. Biden and Vice President Kamala Harris , who replaced him as the Democratic nominee , largely failed to convince the American public of the strength of the economy. The addition of 16 million jobs, funding for infrastructure, new factories and investments in renewable energy were not enough to overcome public exhaustion over inflation, which spiked in 2022 and left many households coping with elevated grocery, gasoline and housing costs. More than 6 in 10 voters in November’s election described the economy as “poor” or “not so good,” according to AP VoteCast, an extensive survey of the electorate. Trump won nearly 7 in 10 of the voters who felt the economy was in bad shape, paving the way for a second term as president after his 2020 loss to Biden. Biden used his speech to argue that Trump was inheriting a strong economy that is the envy of the world. The inflation rate fell without a recession that many economists had viewed as inevitable, while the unemployment rate is a healthy 4.2% and applications to start new businesses are at record levels. Biden called the numbers under his watch “a new set of benchmarks to measure against the next four years.” “President-elect Trump is receiving the strongest economy in modern history,” said Biden, who warned that Trump’s planned tax cuts could lead to massive deficits or deep spending cuts. He also said that Trump’s promise of broad tariffs on foreign imports would be a mistake, part of a broader push Tuesday by the administration to warn against Trump’s threatened action. Treasury Secretary Janet Yellen also issued a word of caution about them at a summit of The Wall Street Journal’s CEO Council. “I think the imposition of broad based tariffs, at least of the type that have been discussed, almost all economists agree this would raise prices on American consumers,” she said. Biden was also critical of Trump allies who have pushed Project 2025 , a policy blueprint from the Heritage Foundation that calls for a complete overhaul of the federal government. Trump has disavowed participation in it, though parts were written by his allies and overlap with his stated views on economics, immigration, education policy and civil rights. “I pray to God the president-elect throws away Project 2025,” Biden said. “I think it would be an economic disaster.” Associated Press writer Fatima Hussein in Washington contributed to this report.
LONDON (AP) — If you’re tired of memorizing passwords, then give passkeys a try. You might have noticed that many online services are now offering the option of using passkeys, a digital authentication method touted as an easier and more secure way to log in. The passkey push started gaining major momentum after Google started accepting them about 18 months ago. Passkeys are seen as eventual replacements for passwords , but if you’re still not sure what they’re all about, read on: Forget about memorizing an optimized 14 character password consisting of letters, numbers and symbols. Passkeys do away with that because you never need to see them. Instead you are using existing biometrics like your face or fingerprints, digital patterns or PINs to access your accounts. Passkeys are made up of two parts of a code that only makes sense when they’re combined, kind of like a digital key and padlock. You keep half of the encrypted code, typically stored either in the cloud with a compatible password manager or on a physical security dongle. The other half is stored on the participating apps, services or accounts you want to access. When you want to log in to your Gmail account, for example, both parts of the code will then communicate directly with each other and give you entry. A passkey won’t work with any website except the one it has been created for, eliminating the security risks associated with traditional passwords. That means bad actors carrying out phishing scams won’t be able to trick you into entering your details into a copycat login page for your bank. And because passkeys use cryptographic security, they also can’t brute force their way into your account by trying passwords exposed in previous data breaches or guessing them. Some 20% of the world’s top 100 websites now accept passkeys, said Andrew Shikiar, CEO of the FIDO Alliance, an industry group that developed the core authentication technology behind passkeys. Passkeys first came to the public’s attention when Apple added the technology to iOS in 2022. They got more traction after Google started using them in 2023. Now, many other companies including PayPal, Amazon, Microsoft and eBay work with passkeys. There’s a list on the FIDO Alliance website. Still, some popular sites like Facebook and Netflix haven’t started using them yet. Passkey technology is still in the “early adoption” phase but “it’s just a matter of time for more and more sites to start offering this,” Shikiar said. I tried setting up passkeys for some of the major online services I use. It was fairly easy for some but confusing for others. Shikiar said his group is constantly working on ways to improve the user experience. Google users can go to myaccount.google.com and under “How to sign in to Google”, click Passkeys and security keys. Upon reaching the setup screen, I received a prompt to create a passkey while simultaneously my password manager’s browser plug-in popped up offering to save it. I clicked to confirm and the setup work was all done automatically. So far, pretty easy. Then, I tried adding more Google passkeys to my Windows-based work laptop and a Yubico physical security key. This time, when I got to the Google setup screen, it asked for my existing passkey to confirm my identity. But then it somehow failed to authenticate through my password manager. I tried again using other verification methods, including my Google authenticator app that I already had on my iPhone, and it eventually succeeded. Adding multiple passkeys to my Microsoft account — one on my password manager, another on my Yubico key — involved some head scratching over a few of the prompts, but I eventually figured it out. Setting up passkeys on LinkedIn and Amazon was much easier. And when I attempted to add a passkey to my WhatsApp account, I discovered I had, apparently, already created one months earlier when I activated the app lock feature requiring a fingerprint scan. Once set up, it was a breeze to sign in to some of my accounts with just a click or two. But there was some friction with my PayPal account because its passkeys don’t work on some browsers, like Firefox. When I tried to log in with my Amazon passkey, it asked for a one-time verification code from my authenticator app, which confused me because I thought passkeys were supposed to eliminate the need for multi-factor authentication. Shikiar said it depends on the site, but, in theory, the passkey already has enough protection built in. “When the primary factor’s un-phishable, other factors aren’t necessary,” he said. If you’ve lost the device containing your passkey, that doesn’t necessarily mean it’s gone. That’s because the typical method to store passkeys on phones is a cloud-based password manager from Apple, Google, or third-party providers. So just log back into the password manager from another phone or computer. Passkeys stored on security dongles, on the other hand, aren’t synced to the cloud so there’s no way to recover them if they’re lost. It’d be a good idea to get a second hardware key and keep it as a backup. And don’t forget you can always mix both cloud and hardware methods to keep multiple passkeys for extra redundancy. Based on my experience, setting up a passkey can be easy, or tedious and bewildering, depending on the service and what other security technology you want to layer in. So I wouldn’t recommend doing all your accounts right away. Instead, choose a few of your most important and frequently used services or accounts and focus on a proper setup for those. In theory, you could delete your old passwords. Some services like Microsoft already offer this option. Shikiar says it should be a “personal preference,” because “some people may feel extremely nervous” about going passwordless. It’s fine to keep your password but make sure there’s also multi-factor authentication set up for it, he said.The brand festival on Steam promises to be a celebration of all things "Assetto Corsa," with exclusive discounts, in-game events, and community challenges for players to enjoy. From new DLC packs and updates to virtual racing competitions and live streams with developers, there is something for everyone to look forward to during the festival.